We strive to issue hard money loan term sheets within 24 hours of submission. Thereafter, we will reach out to private money lenders (PMLs) with available opportunities, with the goal of presenting a fully-funded offer to the borrower within an additional 24 hours. Our decision as to which PML(s) to engage for a given transaction will be based on a combination of factors, including experience, responsiveness, and offered terms (with preference given to the lowest rate).